Having a fresh perspective about things is always refreshing. It also makes you more informed in a better way. Here are some of the myths that are busted about overseas travel insurance.
- I am healthy so I do not need a travel insurance
This is the most common myth that people have in their minds. You need overseas travel insurance in case of occurrence of sickness or accidents that might result into causing medical expenses during the trip. Accidental injuries or general medical illness can occur to anyone who is in the prime of their health, as they are an uncertainty. This is why travel insurance becomes a necessity. Moreover, travel insurance does not cover pre-existing illnesses like diabetes, asthma, etc.
- Nothing wrong can happen on a trip
Though we accept it or not, most of us have this in our minds. We want to have all fun and enjoyment out of the trip and so we do not even want to accept or consider the possibility of anything wrong occurring. But as much as we want to avoid it, it is very much possible to occur. Something as small and common as a flight miss or delay, loss of passport, or theft could cause a lot of trauma and anxiety. This is when your travel insurance will come to rescue.
- Only adventure travellers need a travel insurance
It is equally important for all travellers to have a travel insurance. It is not only the adventure seekers or travellers who are going to engage in adventure sports that need travel insurance.
- Medical insurance is sufficient for travel purposes
Having a medical/health insurance does not always provide you with coverage for any discrepancy and unfortunate situations that might occur on a travel. There are some medical insurance policies that might provide you with coverage for a sort vacation, but in case of having to stay for a longer period of time, you might lose the coverage. So it is important to always have safe and secure travel with overseas travel insurance.
- Getting a claim settlement for an overseas travel insurance is difficult
Even though people buy overseas travel insurance, they always have the misconception that getting a claim settled for it is very difficult. The truth is, the insurance companies have their agents and claim service providers all over the world, who would help you in times of claim settlement. You just have to contact your insurer and they would have you arranged for a claim service provider.
- All travel insurance plans are same
Just like other insurance policies, travel insurance policies also have different plans and deals according to different requirements of the customers. You can choose according to your needs and go for the best-suited plan in your overseas travel insurance policy.
Bharti AXA provides best plans for overseas travel insurance. Now that your myths are busted, make an informed decision for the well-being of your family and yourself.